Personal Loan EMI Calculator

Personal loan EMI and total cost.

Loan amount

₹

₹10,000₹50 L

Interest rate (p.a.)

1%30%

Tenure

yrs

1 yr7 yrs

Year	Principal paid	Interest paid	Balance
1	₹1,45,639	₹56,525	₹3,54,361
2	₹1,65,742	₹36,422	₹1,88,619
3	₹1,88,619	₹13,544	₹0

How it works

Monthly EMI, total interest and the year-by-year repayment schedule for a personal loan. EMI = P·r·(1+r)ⁿ / ((1+r)ⁿ − 1), with r the monthly rate.

For education only. Returns are assumptions, not guarantees.

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