XIRR Calculator
The true annualised return when money goes in and out on different dates — SIPs, top-ups, missed instalments and partial withdrawals.
Cash flows (36)
| Date | Type | Amount (₹) | |
|---|---|---|---|
XIRR (annualised)
14.87%
- Total invested
- ₹3,60,000
- Withdrawn
- ₹0
- Current value
- ₹4,50,000
- Absolute gain
- ₹90,000
- Absolute return
- 25.00%
XIRR finds the single annual rate that makes the present value of every cash flow add up to zero. It's the right measure for SIPs, because each instalment is invested for a different length of time — simple “absolute return” overstates long holding and understates recent ones. Track your real portfolio's XIRR in Tax & XIRR.
