EPF Calculator

Provident fund corpus at retirement with salary growth.

Monthly basic + DA

₹

₹5,000₹5 L

Current age

yrs

18 yrs57 yrs

Retirement age

yrs

40 yrs60 yrs

Annual salary increase

0%20%

EPF interest rate

5%10%

Current EPF balance

₹

₹0₹1 Cr

Total contributions: ₹71,04,963
Interest earned: ₹1,47,99,213
EPF corpus at retirement: ₹2,21,04,176

How it works

You contribute 12% of basic + DA; your employer adds 3.67% to EPF (the remaining 8.33% goes to EPS pension, capped at ₹15,000 wages). Interest is compounded annually at the EPFO-declared rate.

For education only. Returns are assumptions, not guarantees.

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