FD Calculator

Fixed deposit maturity with quarterly compounding.

Deposit amount

₹

₹5,000₹5 Cr

Interest rate

1%12%

Tenure

yrs

1 yr10 yrs

Compounding

Deposit: ₹5,00,000
Interest earned: ₹2,07,389
Maturity value: ₹7,07,389
Effective annual yield: 7.19%

Deposit 71%
Interest 29%

How it works

Most Indian banks compound FD interest quarterly: A = P(1 + r/4)^(4t). Interest is taxed at your slab rate; TDS applies above ₹40,000 a year (₹50,000 for seniors).

For education only. Returns are assumptions, not guarantees.

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